Babies cost money, usually for the next twenty plus years.  These calculation sheets will help you examine the cost of having a baby and its impact on your finances.  Fill in the blanks and print it out.  Or you can print it blank and fill in the form later, when you have all the figures.
After you are finished simply close this window or click the button on the bottom of this page and you will return to your previous page.

Cost of Baby's Layette*

	One Time	Monthly
Bathing:
Clothing:
General needs:
Safety needs:
Linens:
TOTAL:

---

Baby’s Initial Total Cost

Layette (total from previous chart)
Moving expenses (if applicable)
Paint/wallpaper/nursery
Childproofing
Exercise classes
Infant CPR classes
Maternity clothes
Prepared childbirth classes
Maternal vitamins
Caregiver fees**
Special tests (e.g., sonogram,  amniocentesis)**
Generic counseling (if applicable)**
Hospital expenses**
Anesthesia fees**
Pediatrician fees (Newborn)**
Circumcision (if applicable)**
Total initial cost of baby

*This is the initial cost. Some items such as furniture are more permanent. Other items such as diapers and clothing are ongoing. Use the layette list to calculate.

** Use the formula: Initial Cost - Insurance Reimbursement = Actual Cost
Use the actual cost in your calulations.

---

Monthly Cost of Baby:

Monthly cost from layette list above:
Well-Baby Care:
Nanny/Day Care:
Formula/Food:
TOTAL

TotalX 12 =YEARLY COST

---

 

Current Expenses:

	Monthly X 12 =	Yearly
Rent/Mortgage:
Telephone:
Gas/electric/water:
Transportation/car:
Food:
Entertainment:
Clothing:
Loans/credit cards:
Investments/savings:
Other:
TOTAL

---

 

Yearly Expenses with baby

Current Yearly Expenses:
Yearly Baby Expenses:
Insurance: Disability:
Insurance: Life:
Insurance: Medical:
Taxes: Income:
Taxes: Property:
Other:
Total Yearly Expenses:

---

Total Yearly Income

Self:
Partner:
Interest:
Dividends:
Total Yearly Income:

---

 

   Available Yearly Funds

Total Yearly Income:
Total Yearly Expenses:
Total available yearly funds:

To Return to the Previous Pregnancy Menu,
Click the Button and this Window Will Close
OR Visit Other Areas of this Site by Clicking the Icons

Women's Health Index	Physician Page	Spirituality	Published Articles	Home Page	Site Index

Excerpts from: The Family Pregnancy © 1995: MJ Bovo, The Family Pregnancy, Second Edition, currently in production, and Do You Have Any Questions?   © 1995: MJ Bovo, are contained within this page. Reprints are not permitted under any circumstances.  Please see Terms of Use for full expanation.  Violations of the Copyright Code are taken seriously and appropriate action IS TAKEN AGAINST VIOLATERS.